Temporary Auto Insurance
We can insure your vehicle from one day to one year at a time.
Mexican Auto Insurance FAQs
What do these temporary Mexican auto insurance policies cover?
Our policies cover liability and legal assistance and you have options to add collision, theft, partial-theft, and vandalism to your policy. Roadside assistance is also offered on most policies.
Why won't my policy from the United States or Canada cover me?
Under Mexican law, policies from the US and Canada are not considered proof of financial responsibility. Some companies state they will cover damages to your vehicle if it occurs within small distances of the border, but they do not cover damages to other parties.
What IS covered under these liability-only policies?
A liability policy is covering the damages caused to other vehicles or property in the event of an accident, including bodily injuries.
What types of vehicles can be covered?
You can purchase auto insurance for cars, trucks, SUV's, vans, motorcycles, and RV's. We also offer watercraft insurance for your boat or personal watercraft. Towed items such as trailers with ATV's or campers can also get coverage.
What's not covered?
We cannot cover vehicle from Mexico or drivers with a Mexican drivers license. Vehicles over 20 years old are often only allowed liability-only. Vehicles for race or off-roading are not covered as well as driving on the beach or non-municipal roads.
If I am in an accident, where are repairs made?
Depending on the policy you purchase, you will be able to have your vehicle repaired in the United States or Canada, however if the vehicle is not driveable, that may not be possible. Policies have a maximum towing distance offered.
How do the deductibles work on these policies?
All policies have stated deductibles and you can select different deductible options and the price will vary accordingly. Some policies allow a percentage to be used instead of fixed deductibles.
How are claims handled?
After you file a claim, the insurance company will send out an adjuster to inspect the vehicle and the amount of the loss will be determined. If repairs are needed, a repair shop will be selected and repairs can begin. If the vehicle is deemed a total loss, the vehicle will be valued using pricing guides like Kelley Blue Book to deteremine the value of the vehicle. All claims must be filed in Mexico before returning to the United States or Canada.
Your U.S. and Canadian insurance does not cover you while traveling in Mexico. Shop our affordable plans offered to you through the most popular insurance companies in Mexico. There are several options available depending on your needs from our A-rated insurance companies. Policies are available for as little as one day to two years.
About our Insurance Providers
GNP Seguros - Grupo Nacional Provincial (GNP) is the largest Mexican insurance company and has been providing service to its customers for over 110 years.
ABA Seguros - ABA Seguros is now Chubb Seguros as they aquired Chubb in 2016. They are now the largest property and casualty insurance company that is publicly traded on the stock market. (CB)
El Aguila - El Aguila Compania de Sewguros is new to the industry and is part of the Great American Insurance Company and has A+ rating.