Home Owners Insurance

Homeowners Insurance

Protect your condo or home in Mexico with our affordable and customizable polcies.

Let us help you navigate the ins and outs of insuring your home in Mexico. Our policies offer customizable options depending on your needs and have great, affordable coverage. Get a quote online and purchase within minutes from GNP Seguros.

Why purchase from SmartGringo? Because we allow you to adjust your policy limits up and down and review rates right away vs. having an agent randomly select coverage levels for you and come back with a quote. See your options immediately online and choose the homeowner's policy that works for you.

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GNP Homeowners Insurance

Mexican Home Owners Insurance FAQs

What 's covered in these policies? 
Homes and condo policies are offered with covered from $5,000 to $1,000,000 with deductibles starting at just $500. (Glass breakage coverage is calculated separately with different limits and deductible.)

Personal property can be insured from $5,000 to $400,000 and deductibles starting as low as $500. (Theft coverage is calculated separately with different limits and deductible.)

Extraordinary Expense Loss of Use/Rents Coverage ranges from $1,000 to $100,000. Debris removal ranges from $1,000 to $100,000 max. Civil liability ranges from $100,000 to $1,000,000.  (at least $300,000 is recommended)

Can I get earthquake coverage?
You can purchase optional coverage for catastrophic events like an earthquake and volcanic eruptions. They have separate deductibles and coinsurance amounts that vary by location.  You can also purchase hurricane, windstorm, flood, tidal wave, and hail coverage, however, there is a 15 day waiting period for this.  It is available for coastal beachfront properties.

Have additional questions? Contact us for more information. We're happy to help.