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Mexican Insurance

Travel Insurance in Mexico: Tips and More

By The SmartGringo Team · · 2 min read

Last updated:

Travel Insurance in Mexico: Tips and More

When it comes to having a dreamy getaway or vacation, probably there is nothing better than Mexico. Its rich culture, splendid views, and warm people will make your stay fun and pleasant.

However, as a traveler, you need to take care of your safety.

So, should you get travel insurance for Mexico? The US State Department says: "We highly recommend that you buy travel insurance before you travel."

We will explore more about health insurance and other safety tips in this article.

Health Precautions If You Plan To Travel To Mexico

Ask your doctor which vaccines and precautions apply to your trip. The CDC's Mexico travelers' health page lists what it recommends for travelers to Mexico, including its hepatitis A and B recommendations.

Malaria

The CDC recommends prescription malaria prevention only for travelers going to certain areas of Mexico, and says to talk to your doctor.

Travel Insurance in Mexico: A Must

When you are vacationing, the least that you would ever want is to fall ill. An event like this will not only ruin your travel plans, but the doctor’s bill might also hurt you financially.

This is the reason that some form of travel health insurance is worth considering.

If you are a resident of the US or some other country, check whether your home policy extends treatment coverage abroad, what its limits are, how long a trip it covers, and whether it restricts you to a certain set of hospitals. More often than not, these insurance policies have strict limits and do not provide coverage against long visits.

If your home policy has those limitations, it is recommended to purchase travel health insurance that provides thorough coverage during your stay in Mexico. IMG's Patriot plans, which SmartGringo links to, exclude pre-existing conditions and include global emergency assistance services; read the plan wording for the rest.

In addition to obtaining travel insurance, you must also know whom to contact in the case of an emergency: your insurer's assistance line, local emergency services (911 is Mexico's emergency number), and your home country’s embassy. The US Embassy in Mexico lists its emergency line as 55 2579 2000 from Mexico, or 011 52 55 2579 2000 or +1 301 985 8843 from the US; the State Department's help abroad line is 1-888-407-4747 from the US and Canada and +1 202-501-4444 from elsewhere.

Before you fly, get a travel health insurance quote from IMG.

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