SmartGringo

File a Claim

File a Claim

What to do if you've been in an accident in Mexico.

If you've been in an accident

  1. 1

    Stay Put

    Don't leave the scene and don't move the vehicle. Mexican law expects you to stay until the adjuster arrives.

  2. 2

    Call the Claim Number

    Use the number on your policy. Have your policy number, the names and addresses of everyone involved, and your vehicle information ready.

  3. 3

    Wait for the Adjuster

    The adjuster handles the scene. Keep your driver's license and insurance certificate ready to present.

All claims must be reported before departing Mexico to avoid potential denial.

HDI Seguros claim contacts

Chubb Seguros claim contacts

If your vehicle has been stolen

Report it to the insurer immediately and before leaving Mexico. Keep your policy information handy. Expect the insurer to coordinate the police report with you — don't go to the police on your own first.

What NOT to do

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