Medical Evacuation Insurance
Get home if something serious happens in Mexico
Air-ambulance and ground-transport coverage for serious medical emergencies — get treated, then get home.
Medical evacuation insurance pays to transport you from where you are in Mexico to the nearest qualified hospital, and from there back to a hospital in your home country if needed. A single air-ambulance flight from Mexico can cost more than $50,000 out of pocket. This page covers when evacuation kicks in, how it differs from travel medical, and how to activate it in an emergency.
What medical evacuation insurance covers
- Air-ambulance evacuation to a qualified hospital
- Ground transport between facilities
- Repatriation to your home country once stable
- Repatriation of remains if the worst happens
- 24/7 multilingual coordination center
What's not covered
- Routine medical care (use travel medical for that)
- Voluntary transport for convenience
- Repatriation due to pre-existing conditions on basic plans
Coverage levels
| Standard | Plus | Premier | |
|---|---|---|---|
| Evacuation coverage | $250,000 | $500,000 | $1M+ |
| Trip duration | Up to 30 days | Up to 90 days | Annual |
| Repatriation of remains | Included | Included | Included |
| Companion transport | — | Included | Included |
Evacuation coverage
- Standard
- $250,000
- Plus
- $500,000
- Premier
- $1M+
Trip duration
- Standard
- Up to 30 days
- Plus
- Up to 90 days
- Premier
- Annual
Repatriation of remains
- Standard
- Included
- Plus
- Included
- Premier
- Included
Companion transport
- Standard
- —
- Plus
- Included
- Premier
- Included
How to get covered
- 1Pick a plan length matching your trip (per-trip or annual).
- 2Carry the membership card on the trip.
- 3If something happens, call the coordination center — they handle the rest.
If the worst happens in Mexico, get home. Get evacuation coverage.
Frequently asked questions
What does medical evacuation insurance cover?
It covers transport — not the medical care itself. If you have a heart attack or serious injury in a remote area, this pays for the helicopter or air-ambulance to a hospital, and later, the flight home if needed.
Is this insurance valid throughout Mexico?
Yes. Coverage is valid anywhere in Mexico, including remote areas where ground ambulance isn't an option.
How do I activate an emergency evacuation?
Call the 24/7 coordination number on your membership card. The team will arrange the transport, coordinate with the receiving hospital, and handle billing — you don't pay out of pocket.
What's the maximum coverage?
Standard plans cover up to $250,000; Plus and Premier go to $500,000 and $1M+. Air-ambulance flights from Cabo or Mazatlán to a US hospital can exceed $80,000, so don't underbuy.
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Independent since 2017
SmartGringo is a Mexico-resident-run review site. We compare Mexican insurance products and earn affiliate commission when you buy. We don't sell insurance ourselves — we recommend it.
Licensed partners only
Insurance through Baja Bound Insurance Services, Inc. (CA License #0D25373), IMG Global, and TME — all U.S.-licensed providers using A-rated underwriters.
Written from Rosarito
Our content is written from Baja, Mexico — by someone who deals with Mexican insurance day-to-day. Not a contractor in a US call center.
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