Get Insurance
Coverage for every step of your trip to Mexico
Twelve insurance products, three trusted partners, one place to compare them. Pick what fits your trip.
Mexican Auto Insurance
Short-term Mexican auto insurance from one day to one year, issued online and recognized by Mexican authorities at the border and in the event of a claim.
Learn more →Travel Health Insurance
Short-term international travel medical insurance for US and Canadian travelers — covers doctor visits, hospitalization, and emergencies abroad.
Learn more →Boat & Watercraft Insurance
Liability and physical-damage coverage for boats, jet skis, and personal watercraft used in Mexican waters.
Learn more →Mexican Homeowners Insurance
Dwelling, contents, and liability coverage for homes, condos, and rental properties owned by US and Canadian citizens in Mexico.
Learn more →Medical Evacuation Insurance
Air-ambulance and ground-transport coverage for serious medical emergencies — get treated, then get home.
Learn more →Trip Protection Insurance
Cancellation, interruption, and lost-bag coverage so a missed flight or family emergency doesn't cost you the whole trip.
Learn more →Baja California Auto
Mexican auto insurance shaped for Baja drivers — Tijuana to Cabo, one-day or annual cover.
Learn more →Temporary Mexican Auto Insurance
One-day, weekend, and short-trip Mexican auto insurance — pay for the dates you actually drive, not a year you don’t need.
Learn more →Mexico Renters Insurance
Renters insurance built for Mexican apartments, condos, and rental homes — protect your belongings without the landlord’s policy.
Learn more →Mexico Condo Insurance
Condo-specific insurance for Mexican units — covers what HOA master policies leave out, including interior damage and personal property.
Learn more →Mexico Expat Health Insurance
Long-term expat health insurance for Americans and Canadians living in Mexico — global plans recognized across borders.
Learn more →Best Mexican Insurance Companies
A practical guide to comparing Mexican insurance companies — financial strength, claims handling, and what actually matters when buying.
Learn more →File a Claim
In an accident in Mexico? Get the steps to follow and the claim numbers for HDI Seguros and Chubb Seguros.
File a claim →Resources
Buyer’s Guide
The full 2026 guide to choosing Mexican auto insurance — coverage levels, what to look for in a carrier, and the other Mexican policies you might need.
Read the guide →Insurance Glossary
Plain-English definitions for the Mexican insurance terms you run into when comparing policies, with Spanish equivalents.
Open the glossary →File a Claim
In an accident in Mexico? Steps to follow at the scene plus the HDI Seguros and Chubb Seguros emergency claim numbers.
File a claim →Mexican auto insurance by city
Compare at a glance
| Typical buyer | Coverage range | Partner | |
|---|---|---|---|
| Mexican Auto Insurance | Drivers crossing into Mexico | 1 day to 1 year | Baja Bound |
| Travel Health Insurance | Visitors flying into Mexico | 5 days to 1 year | IMG Global |
| Boat & Watercraft Insurance | Boat & jet-ski owners | Per trip or annual | Baja Bound |
| Mexican Homeowners Insurance | Property owners in Mexico | Annual | Baja Bound |
| Medical Evacuation Insurance | Anyone going to remote areas | Per trip or annual | TME Travel Insurance |
| Trip Protection Insurance | Anyone with prepaid trip costs | Per trip | TME Travel Insurance |
Mexican Auto Insurance
- Typical buyer
- Drivers crossing into Mexico
- Coverage range
- 1 day to 1 year
- Partner
- Baja Bound
Travel Health Insurance
- Typical buyer
- Visitors flying into Mexico
- Coverage range
- 5 days to 1 year
- Partner
- IMG Global
Boat & Watercraft Insurance
- Typical buyer
- Boat & jet-ski owners
- Coverage range
- Per trip or annual
- Partner
- Baja Bound
Mexican Homeowners Insurance
- Typical buyer
- Property owners in Mexico
- Coverage range
- Annual
- Partner
- Baja Bound
Medical Evacuation Insurance
- Typical buyer
- Anyone going to remote areas
- Coverage range
- Per trip or annual
- Partner
- TME Travel Insurance
Trip Protection Insurance
- Typical buyer
- Anyone with prepaid trip costs
- Coverage range
- Per trip
- Partner
- TME Travel Insurance
Why SmartGringo
Top-Rated Providers
Partnered with Chubb and HDI.
Fast Online Quotes
Covered in minutes, not days.
Customizable Coverage
Pick the limits that fit your trip.
24/7 Bilingual Support
Help when and where you need it.
Why trust SmartGringo
Independent since 2017
SmartGringo is a Mexico-resident-run review site. We compare Mexican insurance products and earn affiliate commission when you buy. We don't sell insurance ourselves — we recommend it.
Licensed partners only
Insurance through Baja Bound Insurance Services, Inc. (CA License #0D25373), IMG Global, and TME — all U.S.-licensed providers using A-rated underwriters.
Written from Rosarito
Our content is written from Baja, Mexico — by someone who deals with Mexican insurance day-to-day. Not a contractor in a US call center.