Mexico is a blessed nation with a long coastline and exciting inland waterways. Many may not be aware of the beauty of the Mexican Caribbean coast. But once you see it for yourself, you will know what a breath-taking beauty it is. Mexico has so much to offer in terms of water-based excursions and adventure activities. And you can always take your own boat or rent one to sail the Mexican waters for the best travel experience you can keep bragging about for your lifetime.
But wait, some paperwork needs to be taken care of before you can merrily row your boat into the Mexican waters. Permits and documents are a separate question from insurance; see what you need before you drive into Mexico for the trip checklist.
And remember, the insurance should be valid in Mexico. Mexico's navigation law requires vessels to carry civil-liability insurance (Ley de Navegación y Comercio Marítimos, art. 176). This means that your existing boat insurance may not be applicable, and you will have to buy a Mexican boat insurance policy before you try to take your watercraft into Mexico.
How Can I Get The Best Mexican Boat Insurance?
Well, the answer is quite simple. You search for the best insurance products out there in the market, get quotes, compare the options, choose the policy that fits your requirements and buy it. But no matter how short of a time you have, always remember to get your insurance before you start your trip. This will save you lots of money and give you better choices.
You can start your Mexican boat insurance search from your existing insurance provider. Look into whether your existing provider has any link-ups with any Mexican insurance company and can thus guide you to a trusted and genuine insurance provider. If this method does not lead you to the policy you seek, you can always search online portals and review sites to get referrals from the best boat insurance providers; SmartGringo links to Baja Bound, which quotes and sells the policy.
Factors To Look Into When Choosing Your Insurance Provider
- Make sure they have an A and above rating.
- They should be a genuine company acknowledged by the Mexican government
- Check whether they have 24/7 claims assistance and support
- Check into the coverage territory provided to see if it would cover the places and water-bodies you are likely to visit.
Besides these general factors, you should also look into the various policy terms, conditions, premium price and coverage provided, including the liability coverage, passenger protection, legal assistance, and so on. Read what the policy does not cover, too: Baja Bound's watercraft policy is liability cover, meaning it pays for damage or injury you cause to others; physical damage to and theft of your own boat are not covered, and passenger medical payments are excluded. Legal assistance is a call away, available 24/7.
Get a quote for your Mexican boat insurance policy from Baja Bound via SmartGringo, compare the options and features shown and choose the policy that fits your needs.
Still uninsured on the water? Quote your vessel at Baja Bound.