Are you planning your next trip to Mexico? Maybe you had the great idea to course through the Mexican waterways for your trip. The waters of the Sea of Cortez, Mexico, the rivers, and colorful canals are a beauty to behold. And as any seasoned traveler would know, taking your boat gives you the best experience letting you travel and enjoy Mexico as per your terms. But to take your boat to Mexico, you will need some extra planning, including buying the best Mexican boat insurance for your trip.
It is not optional: Mexico's navigation law requires vessels to carry civil-liability insurance (Ley de Navegación y Comercio Marítimos, art. 176). Without insurance, the authorities will not let you take your boat into areas that come under Mexican jurisdiction.
Baja Bound's watercraft policy, which SmartGringo links to, is liability cover: it pays for damage or injury you cause to others, and physical damage and theft of your own boat are not covered; passenger medical payments are excluded (Baja Bound watercraft page). And often, people without any fore-planning end up buying expensive and not-so worthwhile boat insurance at the last minute without reading what it covers.
It is best to avoid such last-minute insurance purchases. As we all know, insurance has the purpose of protecting you in case of any emergency. So you need a policy whose wording you have read, so you know what is and isn't covered if there is a collision or storm damage while you are in Mexico. Check whether your existing boat insurance covers Mexican waters before you rely on it.
Getting The Best Mexican Boat Insurance
Search for insurance providers, send an inquiry for a quote and choose from the insurance providers who offer you the best terms.
You may be asked to give the primary details regarding your watercraft, such as the boat’s make, model, and condition. Choose your insurance policy based on the factors like:
The Coverage Provided
Read what the policy covers. Baja Bound's watercraft policy is liability cover, and its page says legal assistance is a call away, available 24/7 (Baja Bound watercraft page); make sure you get additional options like legal assistance, towback assistance, medical evacuation assistance, and so on, depending on your requirements.
24/7 Customer Support In Your Preferred Language
Always ensure you work with genuine insurance providers only. Ensure the provider is rated an A/A+ rating, so you get what you are promised. You can search for the best insurance provider on SmartGringo. Rest assured, all the insurance providers listed on SmartGringo are duly checked for customer testimonials and referrals to get an overall trust score for an insurance company you may be considering.
Choose the one that best fits you, and plan a safe trip without worries. Read up on SmartGringo, then get a quote from Baja Bound, which quotes and sells the policy.
Boat in Mexican waters? Quote your vessel.